In New Jersey, Medicaid covers nursing home care, assisted living facility care, and limited home care. Nearly one-half of all American women, and twenty five percent of American men, will find themselves in a nursing home at some point in their lives. Given that nursing home care in New Jersey averages between $9,000 and $14,000 a month, and that Medicare will not pay for nursing home care, it is hardly surprising that two-thirds of families exhaust their savings within one year of moving into a nursing home.
Despite this fact, the NJ Elder Law Center has helped over one thousand families avoid the financial devastation of nursing home care by using proven strategies to help our elderly qualify for Medicaid without becoming impoverished. We also educate our clients on the option of aging at home or in assisted living – and receiving Medicaid there instead of in a nursing home. In New Jersey, assisted living costs between $5,000 and $10,000 per month but, for those who are advised properly, it is often covered by Medicaid.
In sum, the legal tools we employ allow you to prepare in advance for the possibility of a nursing home stay, or preserve your assets in a Medicaid crisis.