
If you’re wondering how to use Medicaid for elder care, whether it’s at home, in assisted living, or in a nursing home, you’re not alone. Medicaid is a federal program that delivers essential healthcare and long-term care benefits for individuals.…
If you’re wondering how to use Medicaid for elder care, whether it’s at home, in assisted living, or in a nursing home, you’re not alone. Medicaid is a federal program that delivers essential healthcare and long-term care benefits for individuals.…
The decisions you make now can affect your ability to receive adequate care later. Even if you’re healthy and feel like your future needs are accounted for, it’s important to plan and prepare so that you can qualify for Medicaid…
WHAT IS THE PENALTY PERIOD DIVISOR? The penalty period divisor is used when calculating penalty periods that a Medicaid Applicant may incur due to gifting or transferring of assets during the 5-year look back period for New Jersey’s Medicaid’s Managed…
During these unprecedented times, it is more important than ever to do Long-Term Care (Medicaid) Planning. This is especially true if you have health issues or if you have limited assets and worry you may face a long-term care crisis…
A Medicaid-Complaint Annuity (“MCA”) is a single premium immediate fixed annuity that allows Medicaid applicants to convert a non-exempt asset into an income stream to provide immediate Medicaid eligibility. The Medicaid Rule: An individual must “spend down” assets to less…
In anticipation of Halloween, I want to tell you a scary Medicaid story that affected my client. MEDICAID RULES When one spouse requires long-term care, the federal Medicaid program allows the healthy spouse certain options to avoid impoverishment. The ill…
Below is a list of a few Medicaid pitfalls: Paying for care without proper documentation As our loved ones age, we begin to realize that they need help at home. There are over one thousand home care agencies in New…
The New Jersey Medicaid Penalty Divisor increased from $357.67 to $361.20. Why is this important to families who are applying for Medicaid now or who may apply in the next five years? First, we must answer the question: What is…
People are often surprised to learn that Medicaid imposes a penalty period for assets transferred in the five years immediately preceding the date of the Medicaid application. A penalty period is defined as a period of time that a person…
In order for the State of New Jersey to prevent Medicaid applicants from gifting assets to qualify for Medicaid earlier, the state institutes a transfer penalty. The penalty is determined by adding up all “transfers” of assets not used exclusively…
The service we received was exceptional. The staff was caring and understanding of my needs. The entire team made the experience seamless, and I highly recommend their services.
- Maria B.
I was impressed that NJ Elder Care Law Center took considerable time doing a free consultation to clearly explain their service, and offered advice on how we should proceed with my elderly mother's care. I never realized how complicated and costly elder care can be. My siblings and I are grateful and at ease that we have the NJ Elder Care Law Center guiding us through the maze of elder care law now and into the future.
- Howard B.
NJ Elder Care Law Center had prepared my personal senior citizen's legal papers very efficiently and in a language easy to understand by a person without a legal background.
- John Z.
I wanted to extend my gratitude for your assistance, advice and knowledge in elder law to help my father’s estate and Medicaid Application come to fruition.
- Cindy
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